Reimbursement of Private Dietetic fees from Health Insurance Companies
Information for VHI, Laya & Glo Healthcare policies
Compiled by Niamh O’Connor MINDI on behalf of SEDI freelance dietitians network (Nov. 2013)
Cover usually only applies to Dietitians and Nutritionists who are registered with the Irish Nutrition & Dietetic Institute and does not cover Nutritional Therapists or other complimentary therapists
Plan Name Re-imbursement Max No. visits Excess €
VHI
One Plan Access (Plan A) €13 per visit 12 per year €300
Health Plus Access (Plan B) €13 per visit 12 per year €300
Health Plus Plan B Excess 150 €13 per visit 12 per year €300
One Plan Access Plus (Plan A)€20 per visit 12 per year €250
Health Plus Extra (Plan B opt) €20 per visit 12 per year €250
One Plan Extra €13 per visit 12 per year €300
One Plan Complete €20 per visit 12 per year €250
HealthPlus Choice (Pl C) €20 per visiits 12 per year €200
HealthPlus – Premi (Pl D) €20 per visit 12 per year €200
HealthPlus – Plat (Pl E) €20 per visit 12 per year €200
Health Steps Silver €25 per visit 7 per year €1
Health Steps Gold €35 per visit 7 per year €1
Family Plan Level 1 €25 per visit 7 per year €25
Family Plan Level 2 €35 per visit 7 per year €25
Parents & Kids, Excess Plan€13 per visit 12 per year €300
Parents & Kids, Excess 150 €13 per visit 12 per year €150
Parents & Kids, Options Plan 20 per visit 12 per year €250
Forward Plan – Level 1 €25 per visit 7 per year €25
Forward Plan – Level 2 €35 per visit 7 per year €25
20 different Company Plans & Extensive Range of PMI plans
Check out: www.hia.ie €25 to €40 per visit 7 to 12 per year €1
Personal &Family Plan Re-imbursement Max No. visits Excess €
Aspire Scheme &Health Smart €25 per visit 5 per year€220 (individual)
€440 (family)*
Health Manager Suite
(except Starter policy) 50% 5 per year €1
Care Manager Suite (All)
Health Smart Family &
FamilyCare Policy 50% 5 per year €1
Essential Suite
(all policies) Up to €25 per visit 5 per year €150 – €250
(individual)
€250 – €470 (family)*
Credit Union – Starter Up to €25 per visit 5 per year €1
Credit Union – Family 50% 8 per year €1
Company Plans
Total Health Suite €20 5 per year €200
Total Health Choice
Total Health Plus 50% 5 per year €1
Total Health Select Up to 75% 5 per year €1
Health Sense Suite €20 per visit 5 per year
€220 (individual)
€440 (family)*
Health Wise Plus Up to €20 per visit 5 per year
€220 (individual)
€440 (family)*
Simply Health Suite 50% 5 per year €1
Company Health Suite &
Company Health Plus Up to €20 per visit 5 per year
€240 (individual)
€470 (family)*
Company Care 50% 5 per year €1
Company Care Plus &
Company Care Premium 75% 5 per year €1
NOTE: * Family = “a member with dependants”
LAYA
Further details on http://www.layahealthcare.ie/ or phone 1890 700 890
(All figures updated 24th October 2013 from Aviva website)
Plan Re-imbursemen Max No. visits Excess €
Level 2 Health Excess
(Day to day plan) €30 per visit 4 per year €0
Day2Day Focus Plan €30 per visit 4 per year €1
Level 2 Hospital
(Day to day plan) €30 per visit 4 per year €1
Level 2 Family Health
(Day to day plan) €30 per visit 4 per year €1
Me Plan, Level 1 Day-to-day
€30 per visit 3 per year N/A
Me Plan, Level 1 Day-to-day 50
Up to €25 per visit 8 per year €1
We Plan, Level 1, 3, 4 & 5
Day-to-day €30 per visit 3 per year N/A
We Plan, Level 1, 3, 4 & 5
Day-to-day 50 Up to €25 per visit 8 per year N/A
Business Plan Plus €20 per visit 3 per year €0
Business Plan Select &
Business Plan Select Plus€25 per visit 7 per year €0
Business Plan Extra 50% (up to €30) 24 per year €0
Business Plan Complete €40 per visit 12 per year €0
Business Plan Executive €40 per visit 12 per year €0
Nurses & Teachers Level 2
Hospital plan with Day-to-Day€30 per visit 4 per year €0
Health Plan 10 50% (up to €30)24 per year €1
Health Plan 9 €40 per visit 8 per year €1
Health Plan 8 €40 per visit 12 per year €1
Health Plan 7 50% (up to €30) 24 per year €50
Health Plan 6 €25 per visit 7 per year €0
Health Plan 5 €25 per visit 7 per year €50
Health Plan 4 Up to €65 per visit 10 per year €0
Health Plan 3 €35 per visit 7 per year N/A
Health Plan 2 €30 per visit 4 per year €0
Further details on http://www.avivahealth.ie/ or phone 1890 717 717
Glo Healthcare
GloHealth insurance policies allow for out-patient visits to Nutritionists as part of their add-on complimentary health packages. I can confirm that they have the same controls in place as VHI, Aviva & Quinn/Laya healthcare, and only GloHealth members who attend qualified dietitians/nutritionists (who are members of the Irish Nutrition & Dietetic institute) can submit receipts for claims.
Plan Re-imbursement Max No. Visits Excess €
Core Health insurance Plan with Complimentary Therapy package
€25 per visit 2 visits per year €0
Core Health insurance Plan: Family& Kids Health Package
€25 per visit 2 visits per year €0
Core Health insurance Plan with Women & Mens Health package
€25 per visit 2 visits per year €0
Care Cash Plan: Daily, Good
€10 per visit 5 visits per year €1 (refunded!)
Care Cash Plan: Daily, Better
€25 per visit 5 visits per year €1 (refunded!)
Care Cash Plan: Daily, Best
€30 per visit 5 visits per year €1 (refunded!)
Hospital Cash Plan: Single, Good
€15 per visit 6 visits per year €0
Hospital Cash Plan: Single, Better
€20 per visit 6 visits per year €0
Hospital Cash Plan: Single, Best
€30 per visit 6 visits per year €0
Hospital Cash Plan: Family, Good
€15 per visit 12 visits per year €0
Hospital Cash Plan: Family, Better
€20 per visit 12 visits per year €0
Hospital Cash Plan: Family, Best
€30 per visit 12 visits per year €0
Corporate Health insurance Plans
(excluding personalized packages)
Corporate Health insurance Plan:
Better Ultra Package
Up to 50% per visit 12 visits per year €1
Corporate Health insurance Plan:
Best Ultimate Package
€25 per visit 2 visits per year €1
Further details on http://www.glohealth.ie/ or phone 1890 781 781 for general enquiries. Phone 1890 720 720 for corporate health insurance policy enquiries
GloHealth Figures obtained from their website & customer care line 24/10/2013.
